In spite of low grade misgivings about the state of the art of available technology (and in spite of high grade alarms from known 'em first hand security experts), more of my finances are done online. Some things you just make your guess and plunge in to the brave new world. Paper is the trailing edge: still there, still important, not going away anytime soon, but no growth, no sizzle.
Yet, paper checks have been on my mind the past week. Having moved and the check book running thin, it is time to put in for a reorder. For some reason, I have been paralyzed, unable to choose a check design. In most instances, I think I am pretty good at making decisions, especially one as inconsequential as picking what design goes on a piece of paper I send to a stranger, never to see again, except possibly as a reduced smudge at the back my monthly bank statement.
I guess the idea of designer checks is to share a little piece of yourself with the world at large. It says a bit about you. And in general, I don't say much about myself, as readers of this blog well know. This message perhaps could best be made with the most plain generic non-design check. But that doesn't suit me well enough, so I dally.
Lots of designs are easy to rule out, lots of cutesy and sappy teddy bears and unicorns and sunsets. Although ... I do enjoy a touch of sarcasm now and then. No. There are many nostalgia designs: Rocky and Bullwinkle missed being my choice by just a hair. A Jimi Hendrix design was cool, except it was one of seven "Rock Stars" choices and the other six choices offered made the whole category seem weird and sad.
The last order had featured the art of Frida Kahlo and Diego Rivera. Artwork checks were certainly in the running, there wasn't a wide selection, but some Claude Monet would have been pleasant. But a smidgen of spite holds me back: wouldn't that be a choice for the Mrs and maybe it is my turn?
There was appeal from some of the traditional designs: something that looked like old-timey currency or stock certificates. That gives you a certain gravitas when you go to pay the account maintenance fee on your Smith Barney IRA. "We make money the old fashioned way ... people just write us checks." And I did find a "hexadecimal" design pitched to those of us in the computer-work related fields. That would have been okay.
My ennui is probably just another instance of the too much choice problem. This has received press in recent years. Chrisopher Caldwell wrote an excellent review piece in The New Yorker Can You Have too Many Choices? In short, yes.
In the end, I ordered Large Print checks from my bank. Is this bad of me to order Large Print checks without really needing them? It's not like there is a limited supply of Large Print checks, and when I order some, someone else has to go without. Maybe the economies of scale make my added demand into a positive for both those who truly need Large Print and for the bank too?
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